May
06
2009

The Car Price to Gross Income Ratio

I had to sum up a lot of courage to come to terms with writing this post, and I am still fighting an internal battle to accept it.  If you recall from a previous post of mine, cars are one of my top 3 most cherished material items, and you’ll soon understand why this is […]

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Apr
20
2009

What Would you Be Willing to Give Up?

Whether we like it or not, we all need to make sacrifices in times of crises. However, we usually don’t think about the priorities of our material goods until these extreme situations hit us. During the San Diego Fires of 2007, I remember waking up to a phone call at 6 in the morning from […]

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Mar
16
2009

Make Me a Sandwich! — Eating Home-Cooked Meals

Here’s another simple practice to getting closer to achieving complete financial discipline: eat out as little as possible.  The first sentence of this article on how to save money eating out explains this strategy pretty clearly, stating, “First the obvious, don’t do it.”  You may be tempted to go and get a $5 footlong from […]

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