Apr
20
2009

What Would you Be Willing to Give Up?

Whether we like it or not, we all need to make sacrifices in times of crises. However, we usually don’t think about the priorities of our material goods until these extreme situations hit us. During the San Diego Fires of 2007, I remember waking up to a phone call at 6 in the morning from […]

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Apr
13
2009

Dress For Less: Finding Premier Clothing Brands for Discounted Prices

Those of you who know where the slogan in the title of this post comes from will better understand the message it attempts to convey.  Simply put, you don’t have to shop at designer stores and pay designer prices just to get designer outfits.  There are entire department stores dedicated to providing you with these […]

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Mar
20
2009

Coping with Being Laid Off

You’re not alone if you’ve been laid off recently.  At the time of this writing, the national unemployment rate is 8.1% according to the US Bureau of Labor Statistics.  It’s nothing to be ashamed about, just be sure that you spend your newly-acquired time wisely.  Here are a few tips on how to not only […]

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Mar
16
2009

Make Me a Sandwich! — Eating Home-Cooked Meals

Here’s another simple practice to getting closer to achieving complete financial discipline: eat out as little as possible.  The first sentence of this article on how to save money eating out explains this strategy pretty clearly, stating, “First the obvious, don’t do it.”  You may be tempted to go and get a $5 footlong from […]

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Mar
12
2009

Keeping up with your Personal Budget (Step 2)

Many people thought that it would take a miracle to get them to create a budget.  Well you’ve performed the miracle: you finally summoned up the courage to make your own budget!  If not, create your budget in less than 15 minutes with BudgeX so the rest of this will have a more personal meaning […]

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Mar
10
2009

Social Settings are Exceptions to Complete Frugality

The purpose of this blog is to help you save money.  And there are always times when you need to make a decision between doing something and paying money for it, or not doing it and keeping your money.  Obviously if you want to save more, you will choose not to pay.  But every once-in-awhile […]

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Mar
02
2009

Saving Money by Starting at the Source: Your Personal Budget

It is common knowledge that when you need to stop an unforeseen incident from getting out of hand, you head to its source.  It would be pointless to attempt to stop a breach in a dam by filling buckets with the water and throwing it back over the other side.  You stop the water from […]

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Feb
26
2009

How Much is the Value of Your Time Worth?

Exploring the concept of putting a price tag on the value of your time.

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