If you have a backyard where you live, it’s never too late to start producing your own fresh produce there. Even the Presidential family has started creating their own “Kitchen Garden”. By growing your own fruits, vegetables, and herbs, not only are you decreasing your dependency on grocery produce, but you are also ensuring that […]
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You’re not alone if you’ve been laid off recently. At the time of this writing, the national unemployment rate is 8.1% according to the US Bureau of Labor Statistics. It’s nothing to be ashamed about, just be sure that you spend your newly-acquired time wisely. Here are a few tips on how to not only […]
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Here’s another simple practice to getting closer to achieving complete financial discipline: eat out as little as possible. The first sentence of this article on how to save money eating out explains this strategy pretty clearly, stating, “First the obvious, don’t do it.” You may be tempted to go and get a $5 footlong from […]
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By now you are probably well versed in pumping gas, but are you well versed in finding the best valued gas? Here are some useful resources to help you get the best bang for your buck: Use GasBuddy.com to locate the cheapest gas station near you GasBuddy.com is updated by a community of people like […]
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Many people thought that it would take a miracle to get them to create a budget. Well you’ve performed the miracle: you finally summoned up the courage to make your own budget! If not, create your budget in less than 15 minutes with BudgeX so the rest of this will have a more personal meaning […]
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We have all done something in the past that might be viewed as being very frugal. One blog post on extreme frugality documented several accounts of this, including these interesting few: Bring your own cheese when eating hamburgers out so you won’t be charged for a cheeseburger Writing on post it notes in pencil so […]
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The purpose of this blog is to help you save money. And there are always times when you need to make a decision between doing something and paying money for it, or not doing it and keeping your money. Obviously if you want to save more, you will choose not to pay. But every once-in-awhile […]
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If performed wisely, “splurging” with your money will help keep you sane, happy, and believe it or not, financially disciplined. This may seem like somewhat of a paradox, but I will show you a method of spending that allows you to maintain all of the aforementioned qualities, while also keeping your budget in tact. Splurge, […]
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There has never been a more proactive time than now to change your habits and “go green.” Recently, the green movement has been sweeping across the nation, and it’s not going to stop any time soon. Fortunately, if you own a home and pay for utility bills, there are a lot of benefits in it […]
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